- Assess applicant's creditworthiness and approve unsecured loan applications in accordance to the Bank's credit policies and guidelines.
- Ensure applications are processed within turnaround time.
- Liaising with relevant parties and attend enquiries related to credit applications.
- To contribute ideas for work improvement initiatives in achieving better work quality and higher productivity.
- Provide necessary guidance and training to team members.
- Handling ad-hoc assignments as and when required.
- Must possess Bachelor's Degree with at least 3 to 5 years working experience as credit approver.
- Candidate with Professional Credit Certification (PCC) or Certified Credit Professional (CCP) has added advantage.
- Good analytical skills with strong verbal and written communication skills (English).
- Proficient in Microsoft Word, Excel and Power Point.
- High commitment, fast learner and able to work under pressure.
AVP, PFS Credit - Kuala Lumpur, Malaysia - United Overseas Bank
Description
AVP, PFS Credit - Unsecured Approval, Credit-Retail
Posting Date: 22-May-2023 Location:Kuala Lumpur, Wilayah Persekutuan, MY
Company: United Overseas Bank (Malaysia) BhdAbout UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.
Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
About the Department
The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group's business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.
Job Responsibilities
Job Requirements