Oil & Gas | Credit Analyst, KL - Federal Territory of Kuala Lumpur, Malaysia - PERSOLKELLY Malaysia

Description

Roles:

• Review customer financial data and liaise with credit agencies to assess credit worthiness, assign risk ratings, and approve credit limits.
  
• Ensure compliance with credit policies and maintain valid credit reviews for customers.
  
• Advise Sales on customer credit worthiness, including credit limits and payment terms.
  
• Monitor and manage customer accounts, including control of orders for overdue or over-limit accounts.
  
• Manage credit risk exposure and expected loss limit to optimize risk and reward balance.
  
• Review and approve Credit Assessments, bad debt provision, and write-offs within authority limits.
  
• Develop and maintain relationships with stakeholders, conduct meetings with Sales.
  
• Undertake credit health checks and audits as required.
  
• Ensure accurate and timely reporting.
  
• Participate in customer visits, handle queries, and resolve disputes.
  
• Analyze overdue trends, assess root causes, and suggest risk mitigations.
  
• Support team members in ad-hoc tasks
  
• Lead Continuous Improvement projects and implement best practices.
  
  Experience and Requirements:
  
  

  Bachelor's Degree in Business, Finance, Accounting or related field.
  
  

  Minimum 4 to 5 years of experience in Finance, Accounting, Credit Assessments, Collections or Financial performance in an international environment.
  
  

  Shared service centre experience; preferably in oil and gas industry, lubricants industry or similar (eg. paint, chemical, batch processing industry) would be desirable.
  
  

  Written and spoken proficiency in English, (Mandarin is a-plus)
  
  

  Proficiency in MS Office (must have) / JDE /SAP (good to have) & Power BI (reporting).