- Prepare internal credit ratings and conduct credit reviews for commercial clients, ensuring adherence to the Bank's policies, credit principles, lending direction and guidelines.
- Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
- Work with Commercial Banking coverage team to support all related credit analysis matter.
- Interact with the client including onsite client visit/factory visit on needed base, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Degree in Business/Accounting/Finance/Economics or related field
- At least 3 - 6 years of credit analyst experience in commercial banking
- Strong analytical skills with good grasp of financial analysis
- Ability to analyze cash flows, leverage, collateral and customer strength
- Good interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
- Presentable, dynamic, dedicated, self-driven and highly motivated
- Ability to understand risk drivers of the Commercial Banking market
- Sound judgement
Mgr/AVP, Credit Analyst - Kuala Lumpur, Malaysia - United Overseas Bank
Description
Mgr/AVP, Credit Analyst - Commercial Banking
Posting Date: 24-May-2023 Location:Kuala Lumpur, Wilayah Persekutuan, MY
Company: United Overseas Bank (Malaysia) BhdAbout UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.
Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
About the Department
The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients.
Job Responsibilities
Job Requirements