- Perform standard periodic analyses as well as customized risk analyses and communicate key findings to management.
- Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken.
- Assist with portfolio review preparation and regional and regulatory reporting.
- Assist with system change implementation and system testing.
- Resolve issues and recommend solutions to moderate problems.
- Optimize risk/reward trade-off to support new risk initiatives and portfolio risk analytics.
- Work directly with client businesses to improve process flow while maintaining required functionality and adherence to policy and procedure requirements.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the firm, its clients and assets
- 6+ years of relevant experience
- Bachelor's degree/University degree or equivalent experience
- Knowledge of consumer risk analytics.
- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
- Proven ability to remain organized in a fast-paced environment, managing multiple projects
- Knowledge of SAS Programming is a must.
Personal Financial Services - Kuala Lumpur, Malaysia - United Overseas Bank
Description
Personal Financial Services - Cards Portfolio Risk Analyst
Posting Date: 25-May-2023 Location:Kuala Lumpur, Wilayah Persekutuan, MY
Company: United Overseas Bank (Malaysia) BhdAbout UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.
Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
About the Department
The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.
Personal Financial Services
We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.
Job Responsibilities
Job Requirements