- Marketing of branch's products to expand the branch's business volume/profitability by having good customer/account relationship management, developing contacts with prospective customers and referral sources such as UOBM, UOBS, various business units within UOB Group, offshore banks and financial institutions.
- Credit assessment of new loans/investments and review of existing loan/investments.
- Structuring credit proposals.
- Putting up credit paper/ application for approval upon GRM's request.
- Conducting annual review of accounts upon GRM's request.
- Conform with bank's polices/procedures
- Ensure that all Applicable Laws, Regulations and Professional Standards (ALRPS) are complied.
- Liaising with & instructing external lawyers on the documentation of credit facilities & structures & security.
- Loan & credit administration i.e. ensure proper documentation and monitoring of the loans and reporting where applicable.
- Loan recovery & restructuring and making the necessary recommendations to preserve the bank's interest.
- Monitor new developments in the loan market and ensure compliance with regulatory guidelines/requirements.
- Prepare various accounts reports & periodic reports such as Potential NPL Reports, Loan Condition Sheet (if any), Top 100 Borrower report and Covenant Tracking Worksheet.
- Co-signing of cheques for payment of approved branch expenses & payments.
- Alternate safe combination of Branch's safe.
- Possess a recognised degree or Diploma / Bachelor's degree, in any field, from an accredited university / colleges
- Has a strong interest in financial planning, investment and keen to work in a sales driven
- Strong business acumen, proactive and a highly motivated self-starter
- Positive attitude, excellent communication and interpersonal skills
- Excellent team work/spirit
AVP/VP, Credit Analyst cum Relationship Manager - Kuala Lumpur, Malaysia - United Overseas Bank
Description
AVP/VP, Credit Analyst cum Relationship Manager (UOB Labuan, Based in KL)
Posting Date: 19-May-2023 Location:Kuala Lumpur, Wilayah Persekutuan, MY
Company: UOB LabuanAbout UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.
Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
About the Department
The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients.
Job Responsibilities
Job Requirements