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- Responsible for driving growth of Credit Card Portfolio Products such as Cash-On-Call Plus, Balance Transfer Plus, FlexiPay Plus and Flexi-On-Balance.
- Identifies opportunities based on segmentation and pricing model to drive Portfolio sales with yield optimisation.
- Responsible to drive adoption of Credit Line Increase Program and optimise end-to-end customer journey & process.
- Work with risk and policy team to identify opportunities to increase quantum of Portfolio Products and Credit Line Increase.
- Work closely with Marketing & other stakeholders to integrate programs/ communication plans.
- Awareness of the market landscape & understanding of the portfolio through data analysis
- Responsible for balance sheet and yield optimisation of credit card portfolio.
- Responsible for improve process and journey for application of Portfolio Products and Credit Line Increase.
- Abl to work independently and liaise with various stakeholders and ensure deliverables on timely basis.
- Adherence to GPS, ensuring controls and measures are updated and put in place to minimise gaps.
- Understanding of regulatory framework, requirements and expectations.
- Display exemplary conduct and live by the .
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead the [country / business unit / function/CCPL team to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
- Finance, Credit & Policy Team, CABM, Legal & Compliance, PMO, Technology Team, Fraud Team, Operations Team, External Partners, Sales team and Digital Banking team.
- Academic qualification Degree in any discipline (preferably Banking & Finance), or
- Minimum 3-5 years experience in Banking (preferably in Product Management/ Retail Banking)
- Enthusiastic, versatile and visionary
- Banking Products and Services Development
- Customer/Market Focus
- Budget Management
- Marketing Channels
Mgr, Portfolio Management - Kuala Lumpur, Malaysia - Standard Chartered Bank
Description
Role Responsibilities
Product Manager Role's & Responsibilities:
Strategy
Business
Processes
People & Talent
Risk Management
Governance
Regulatory & Business Conduct
Key stakeholders
Qualifications
Training, licenses, memberships and certifications
Our Ideal Candidate