Haziera Mohd Termizi

Seeking a challenging position with a company where I could utilize my knowledge in Compliance (AML/CFT) and enhance my skills as well as gain experience to ensure the company’s success and for the future development of myself

Great Eastern Life Assurance (M) Berhad

AML/CFT Analyst (Transactions Monitoring)

January 2024-Present

• To perform review of the alerts generated (Monthly, weekly and daily) by transaction monitoring systems in accordance with the established policies and procedures and adhere to agreed turnaround time and target determined deadline
• Assess and investigate alerts generated by conducting a thorough risk assessment on the triggered transaction activities which includes analyzing historical/current customer information and interactions to provide a complete picture of customer’s activities
• Recognize red flags and be able to identify the potential Money Laundering or Terrorism Financing activities including but not limited to patterns of unusual or inconsistent transactions throughout the process of review
• Substantial the TM alert(s) review with a comprehensive analysis of the transactional activity to support the disposition to close a case or escalate for further action
• Ensure a proper documentation and documenting occurrences for audit reviews including STR filled where applicable and necessary
• Manage the caseloads of investigation efficiently as a whole
  • To perform customer due diligence activities including clearing of screening matches and carrying out enhanced due diligence on high risk customers in accordance to the target turnaround time 

AML/CFT Analyst

August 2021-December 2023

• To preform peer quality check/review on activities carried out by other analysts as and when required by the supervisors. 
• To ensure proper documentation of work performed and retention of such documentation
• To liaise with various business and functional units for information gathering to ensure customer due diligence activities are completed properly and accurately
• To escalate positive matches of high risk customers and other key AML/CFT issues to the supervisors
• To familiarize one-self to all the relevant internal policies, process and procedures in order to carry out the job function properly
• To assist in the development and testing of new/enhanced AML/CFT systems

Bank Muamalat Malaysia Berhad

KYC Executive

June 2021-July 2021

• Create KYC records by obtaining mandatory information and documentation to ascertain if appropriate and in line with customer’s profile
• Screening of individual (AML System & Dow Jones) and non-individual customer (SSM, CTOS & Dow Jones) within the timeline and escalate any potential name screening hit
• Liaise with branches regarding on customer information and related documents
• To ensure all information and related documents are in order and updated
• To monitor any unusual activities of customer’s transactions 
• Review and verify documentation ensuring compliance with bank’s policies and procedures

Affin Bank Berhad 

Compliance Customer KYC Due Diligence Analyst (Checker)

July 2020-December 2020

• To check on the quality of ODD and EDD review  and ensure the KYC performed accordingly
• To escalate any abnormaltransaction patterns to the business units for further escalation while conducting quality checking
• Maintain a high standardof operational control/audit compliance

Compliance Customer KYC Due Diligence Analyst

July 2019-June 2020

• To conduct the Ongoing Due Diligence (ODD) and EnhancedDue Diligence (EDD) review as well as Know Your Customer (KYC) as per required by Bank Negara Malaysia AML/CFT guidelines
• To perform ODD and EDD review for both individual and non-individual         customers on risk-based approach
• To perform call and updatedany changes and clear description of  customer’s information as per required in the review
• To obtainadditional supporting documentsto ensure the ODD and EDD  review are wellsupported which may contribute to the justification of review
• Ensure efficient identification and monitoring of suspicious activities and transactions
• Investigate and assess alerts for potential money laundering risks in the bank
• Ensure timely,efficient reporting of suspicious transactions

Universiti Teknologi MARA (UiTM) Kelantan

• BACHELOR OF SCIENCE (HONS.) MATHEMATICS (2015 – 2018)
• Focuses on mathematical theories by solving logic problems and learn the minor fundamental in Account & Statistic