Xiao Ying Kerk
Banking / Loans
About Xiao Ying Kerk:
- My name is Kerk Xiao Ying,
- currently studying for a Bachelor's Degree in Banking and Finance at TARUMT, and
- I have maintained a CGPA of 3.97.
- Awarded President's list for Year 2 Semester 1 (with GPA 4.0 )
- Awarded President list in Year 2 Semester 2 (with GPA 3.96).
- Awarded Merit Scholarship with CGPA 3.79
Experience
Able to do Financial Analysis
- Evaluate financial statements
- Calculate financial ratios to analyze the company’s financial performance.
- Able to interpret the result.
- Utilize this to forecast the company’s future growth trend.
- Utilize the PESTLE to analyze how the external environment will affect that company's performance.
Able to do Credit Analysis
- Ability to use 5Cs component to analyze customer creditworthiness
- Ability to use SWOT analysis
Education
In my course, I have studied subjects such as
- Banking Operation
- Bank Credit Management
- Investment and Financial analysis
- International Trade Finance
- Personal Financial Planning
which have equipped me with valuable analytical skills
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