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    Consumer Credit Specialist - Malaysia, Kuala Lumpur - AFFIN Group

    AFFIN Group
    AFFIN Group Malaysia, Kuala Lumpur

    6 days ago

    Default job background
    Full time
    Description
    Create the future with Affin You too can make a difference.

    We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don't just stay at the forefront of the industry – you can make a difference too.

    JOB PURPOSE Analyze and process new Credit Card/Personal Finance applications, liaison with applicants and other administrative tasks. KEY RESPONSIBILITIES 1. FINANCIAL
    • Responsible to review, evaluate and recommend new credit card/PF applications, as well as existing customer's requests within agreed SLA.
    • Ensure quality credit assessment and due diligence to ensure compliance to internal policies and procedures.
    • Review supporting income documents and calculate verified income accurately.
    • Identify and recommend credit limit based on customer's credit worthiness and submit to approvers for final decision.
    • Responsible to approve STP cases based on customer's credit worthiness and in compliance to internal policies and guidelines.
    • Identify and detect fraudulent applications and avoid recommendation based on false credit information 2. COMPLIANCE
    • Accountable for compliance with BNM regulatory and internal policies for credit judgement.
    • Always ensure confidentiality of customer's information. 3. TAT / PRODUCTIVITY
    • Able to work closely within team members and inter-department members to complete tasks in stipulated time.
    • To ensure daily KPI is met 4. OTHERS
    • Perform other functions / duties as when required by management.
    • Accountable for maintaining high standard of professionalism and image, consistent with the Bank's requirement. SKILLS/KNOWLEGDE
    • Analytical & Communication Skills
    • Computer Skills
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