- Establish and implement a structured Credit Card & Personal Loan credit underwriting standard, process and tools to assist in credit decision making and early identification of risk issues and building of appropriate controls / pre-emptive measures to ensure quality loans bookings to safeguard the Bank's interest to contain credit provision / losses and support business growth.
- Establish, implement and monitor the robustness of credit validation, evaluation and approval process with continuous fine-tuning of process and performance monitoring to improve credit turnaround time.
- Establish, implement and monitor the robustness of credit review process with continuous fine-tuning of process to identify weak credits for proactive remedial actions
- Establish and implement a robust fraud detection / prevention framework to minimize fraud losses.
- To provide accurate information to management in order to assist in the making sound business decision
- To ensure optimum resource utilization with continuous process improvement / re-engineering initiatives for effective costs management, talent development and retention.
- To ensure Bank and regulatory policies and guidelines are being implemented and adhered to at all time.
- To manage, guide and train the processing and review teams to ensure the primary objectives of meeting the turnaround time and policy guidelines are met.
- To conduct regular briefing sessions and credit meetings with sales staff on operational and credit matters to ensure each side's expectations are met
- To continuously work on streamlining work processes to improve on turnaround time and productivity
- To provide support and guidance to Sales/Credit staff on credit matters and loan application submissions. To emphasize on teamwork
- To process loan applications are according to the approved policies & guideline
- To observe both internal and external audit requirement during their scheduled periodic review
- To observe policy guidelines e.g. AMLA and ORM Framework and data integrity are met
- To documents and file all workings accordingly.
- To conduct training, briefing & coaching session with staffs for purpose of grooming potential staff
- Minimum of 3 years' experience in underwriting credit for consumer and business banking.
- Sound experience in credit, banking and regulatory policies
- Customer focus
- Good interpersonal, presentation & communication skills
- Good people & conflict management
- Good time management
- Proactive qualities
- Credit Evaluation & decision skill
- Resource planning
- Negotiation skills
- Computer i.e.: office software
- Detection of tampered documents & fraud applications
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Consumer Credit Specialist
Found in: Foundit MY A2 - 5 days ago
AFFIN Group Malaysia, Kuala Lumpur Full timeCreate the future with Affin You too can make a difference. · We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don ...
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Business Analyst
Found in: Foundit MY A2 - 1 day ago
E2 POWER SDN. BHD. Malaysia, Kuala Lumpur Full timeSME for the domain area to interact, solicit requirements, and advise business users on solutions to address their business needs · Evaluate business processes, anticipate requirements, and provide compelling and innovative solutions · Stay up-to-date on the latest technology an ...
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Assistant Vice President, Credit Operations
Found in: Foundit MY A2 - 1 day ago
Jobs via eFinancialCareers Malaysia, Kuala Lumpur Full timeResponsibilities : · To evaluate and approve credit proposals. · To review credit policy/ guideline and provide lending directions/ advice to business units. · To ensure credit propositions are attended to within the set turnaround time and comply with the Bank's established cred ...
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Customer Acquisition Executive
Found in: Foundit MY A2 - 4 days ago
J-Recruit Recruitment Agency Malaysia, Kuala Lumpur Full timePosition: Customer Acquisition Executive (Roadshow) | Basic Salary: RM2000-RM 3000 Uncapped attractive commission | Working Location: Kuala Lumpur / Selangor · Candidates with experience in INSURANCE, COWAY, COCKOO, PROMOTER are welcome to apply. · Responsibilities · Actively pro ...
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Senior Manager Credit Risk Review
Found in: Foundit MY A2 - 4 days ago
Standard Chartered Bank Malaysia Malaysia, Kuala Lumpur Full timeThe role responsibilities · Job Role · This is a role for an experienced retail business and risk professional providing technical expert-based assessments and support to the enterprise risk review (ERR) team on a global group-wide basis. The candidate will assist ERR Consumer, ...
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Mortgage Specialist
Found in: Foundit MY A2 - 1 day ago
Alliance Bank Malaysia Berhad Malaysia, Kuala Lumpur Full timeJob Responsibilities : · Promoting the Mortgage loans product for Residential / Commercial Property new purchase / acquisition including Bank End-Financing Projects / Subsales. · Promoting the Alliance One Account(AOA) product of refinancing for customers to keep all loans/fina ...
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Senior Manager Credit Risk Review
Found in: Talent MY C2 - 2 days ago
Standard Chartered Bank Kuala Lumpur, Malaysia Full time:Ongoing The role responsibilities · Job Role · This is a role for an experienced retail business and risk professional providing technical expert-based assessments and support to the enterprise risk review (ERR) team on a global group-wide basis. The candidate will assist ER ...
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Relationship Manager
Found in: Foundit MY A2 - 5 days ago
AmBank Group Malaysia, Kuala Lumpur Full timeJob Responsibilities: · Acquire and foster relationships with high net worth customers with the objective of generating revenue. · Prepare and pro-actively execute sales plans for individual prospective customers by using internal sources and marketing activities. · Market invest ...
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SEO Specialist
Found in: Foundit MY A2 - 4 days ago
MoneySmart Group Malaysia, Kuala Lumpur Full timeMoneySmart Group is South East Asia's leading personal financial portal helping consumers compare loans, insurance, and credit cards. MoneySmart was founded in 2009 with the simple aim to help consumers make better financial decisions. · We are growing and we're looking for talen ...
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Portfolio Risk Manager
Found in: Foundit MY A2 - 4 days ago
Standard Chartered Bank Malaysia Malaysia, Kuala Lumpur Full timeThe Role Responsibilities · To ensure the formulation of an effective lending policies and appropriate credit underwriting standards for Business Banking and Secured products · Responsible to collect and analyse data to ensure its policy effectiveness towards achieving the Bank's ...
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Accounts Executive
Found in: Foundit MY A2 - 3 days ago
Randstad Malaysia Malaysia, Kuala Lumpur Full timeThe Finance Executive supports the Assistant Manager in Accounting & Controlling by facilitating the daily financial activities within the company, focusing on General Ledger (GL) and Inventory management, ensuring the accuracy of Cost of Goods Sold (COGs), managing Fixed Assets, ...
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Personal Financial Services Credit Graduate Trainee
Found in: Talent MY C2 - 2 days ago
Hong Leong Bank Berhad Kuala Lumpur, Malaysia Full timeIf you are looking to excel and make a difference, take a closer look at us... · Be a part of the Hong Leong family by applying for the Graduate Trainee Programme – PFS Credit · Programme Overview · The PFS Credit GT Program is a structured program aimed to develop young lead ...
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Motion Designer
Found in: Foundit MY A2 - 3 days ago
MoneySmart Group Malaysia, Kuala Lumpur Full timeMoneySmart Group is South East Asia's leading personal financial portal helping consumers compare loans, insurance and credit cards. MoneySmart was founded in 2009 with the simple aim to help consumers make better financial decisions. · Mission · With multiple banks and insurers ...
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Manager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Cheras Branch
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeManager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Cheras Branch · Posting Date: 25-May-2023 Location: Cheras, Selangor, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB · United Overseas Bank Limited (UOB) is a leading bank in Asia with a globa ...
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Manager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Bangsar Branch
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeManager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Bangsar Branch · Posting Date: 09-May-2023 Location: Kuala Lumpur, Wilayah Persekutuan, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia ...
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Manager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Sri Petaling Branch
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeManager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Sri Petaling Branch · Posting Date: 25-May-2023 Location: Kuala Lumpur, Wilayah Persekutuan, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB · United Overseas Bank Limited (UOB) is a leading ba ...
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AVP, Credit Portfolio Management/Analytics Officer, Credit Policy
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeAVP, Credit Portfolio Management/Analytics Officer, Credit Policy & Portfolio Management · Posting Date: 27-May-2023 Location: Kuala Lumpur, Wilayah Persekutuan, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB · United Overseas Bank Limited (UOB) is a leading ...
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Manager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, KL Main Branch
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeManager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, KL Main Branch · Posting Date: 24-May-2023 Location: Kuala Lumpur, Wilayah Persekutuan, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB · United Overseas Bank Limited (UOB) is a leading bank in ...
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Mgr/AVP, Account Mgr/Marketing Mgr, Business Banking
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeMgr/AVP, Account Mgr/Marketing Mgr, Business Banking (Central Region) · Posting Date: 07-May-2023 Location: Kuala Lumpur, Wilayah Persekutuan, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB · United Overseas Bank Limited (UOB) is a leading bank in Asia with ...
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Manager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Jln Pudu Branch
Found in: Talent MY C2 - 2 days ago
United Overseas Bank Kuala Lumpur, Malaysia Full timeManager/Snr Officer, Account Mgr/Marketing Mgr, Business Banking, Jln Pudu Branch · Posting Date: 27-May-2023 Location: Kuala Lumpur, Wilayah Persekutuan, MY · Company: United Overseas Bank (Malaysia) Bhd About UOB · United Overseas Bank Limited (UOB) is a leading bank i ...
Manager/Assistant Vice President, Consumer Credit - Malaysia, Kuala Lumpur - Alliance Bank Malaysia Berhad
Description
Job description:Job Responsibilities:
Underwriting
Service Quality
Compliance
People
Job Requirements: